Path: Top . Undergraduate Theses . Jurusan Manajemen . 2017

Pengaruh CAR, NPL, LDR, BOPO dan NIM Terhadap Return On Assets (ROA) Bank Umum Terbuka Periode 2013-2016

The Effect of CAR, NPL, LDR, BOPO and NIM On Return On Assets (ROA) at Open Commercial Banks Period 2013-2016

Undergraduate Theses from JIPPTUMG / 2018-04-12 03:38:02
By : Khikmatun Nainiyah
Created : 2018-04-12, with 4 files

Keyword : Capital Adequacy Ratio, Non Performing Loan, Loan to Deposite Ratio, Biaya Operasinal terhadap pendapatan operasional, Net interest Margin dan Return On Asset

Penelitian ini bertujuan untuk meneliti pengaruh CAR, NPL, LDR, BOPO dan NIM Terhadap Return On Assets (ROA) Bank Umum Terbuka Periode 2013-2016. Sampel yang digunakan dalam penelitian ini 22 Bank Umum Terbuka dengan menggunakan sampel jenuh. Data diperoleh dari Bursa Efek Indonesia Periode tahun 2013-2016. Untuk menganalisis hubungan antara variabel independen dengan dependen adalah regresi linier berganda dengan uji asumsi klasik (uji normalitas, uji multikolinieritas, uji heteroskedastisitas dan autokolerasi), uji hipotesis (uji t), dan juga uji model (uji F dan uji koefisien determinasi). Hasil uji t menunjukkan bahwa CAR tidak berpengaruh terhadap ROA bank umum terbuka dengan tingkat signifikansi (0,059), NPL,LDR dan BOPO berpengaruh negatif dan signifikan terhadap bank umum terbuka dengan tingkat signifikansi bertutur-turut (0.007,0.011 dan 0.000), sedangkan NIM berpengaruh positif dan signifikan terhadap ROA bank umum terbuka dengan tingkat signifikansi 0,000. Hasil secara parsial dengan uji F, CAR, NPL, LDR, BOPO dan NIM secara simultan berpengaruh terhadap ROA bank umum terbuka periode 2013-2016. Koefisien determinasi menunjukkan nilai Adjusted R Square hanya 0,970 bahwa CAR dijelaskan oleh variabel independen sebesar 97%, sedangkan sisanya dijelaskan oleh faktor lainnya.

Description Alternative :

This research aims to research effect of CAR, NPL, LDR, BOPO and NIM of Return On Assets (ROA) at Commercial Banks Period 2013-2016. The research sampel was 22 Public Banks Open by the saturated samples. Data obtained from Indonesia Stock Exchange for the period of 2013-2016. To analyze the relation between independent variable with dependent is multiple linear regression with classical assumption test (normality test, multicolinierity test, heteroscedasticity test and autoceration), hypothesis test (t test), and also model test (F test and coefficient of determination test). The result of the t test shows that the CAR does not affect the ROA of open commercial bank with significance level (0,059), NPL, LDR and BOPO have negative and significant effect to open commercial bank with level of significance (0.007,0.011 and 0.000), while NIM has influence positive and significant to ROA of open commercial bank with 0.000 significance level. The results partially with the test F, CAR, NPL, LDR, BOPO and NIM simultaneously affect the ROA of public banks open period 2013-2016. The coefficient of determination shows the value of Adjusted R Square is only 0.970 that CAR is explained by the independent variable of 97%, while the rest is explained by other factors.

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